The Australian Small Business and Family Enterprise Ombudsman, Bruce Billson, says he welcomes the regulator’s decision to retain and enhance vital protections for small businesses in the new Banking Code of Practice.
“A push by the banks…
The Australian Small Business and Family Enterprise Ombudsman, Bruce Billson, says he welcomes the regulator’s decision to retain and enhance vital protections for small businesses in the new Banking Code of Practice.
“A push by the banks…
… Mr Billson also urged the independent review of the 2020 General Insurance Code of Practice, now under way, to … Mr Billson also urged the independent review of the 2020 General Insurance Code of Practice, now under way, to …
Key highlights: ASBFEO Small Business Pulse November 2025
The ASBFEO Small Business Pulse increased by 0.8% in the three months to November 2025 – the third consecutive quarterly increase. It increased 0.5% compared to the same…… Business Pulse did not reflect a COVID-related fall in 2020 as government support measures outweighed other economic … from a culturally and linguistically diverse background report less confidence in finding business information than … from a culturally and linguistically diverse background report less confidence in finding business information than …
Australian Small Business and Family Enterprise Ombudsman Bruce Billson opening statement to Senate Estimates
It is often said that small business is the engine room of the economy. We must ensure that small and family business…
… get this wrong”. But even big businesses struggle at times to get all things right. So just imagine how difficult … five requests for help from a small business relate to a payment dispute. Too often that first party that is slow to … five requests for help from a small business relate to a payment dispute. Too often that first party that is slow to …
JOINT MEDIA RELEASE: Australian Small Business and Family Enterprise Ombudsman and Chartered Accountants Australia & New Zealand
Small to medium enterprises (SMEs) are urged to educate themselves on greenhouse gas (GHG)…
… there is currently no obligation for small business to report information relating to their GHG emissions, if SMEs … there is currently no obligation for small business to report information relating to their GHG emissions, if SMEs …
Originally published in The Canberra Times
By Bruce Billson
Digital tools have transformed the economy and the ways in which we do business.
There's much to be gained for a small or family business deepening its digital engagement.…
… 03 February 2025 Originally published in The Canberra Times By Bruce Billson Digital tools have transformed the … at lightning speed through e-invoicing, and electronic payment systems allow for that invoice to be paid (hopefully) … be suspended, false charge-backs leaving sellers without payment or their product, overseas competitors claiming …
The Australian Small Business and Family Enterprise Ombudsman Bruce Billson says tonight’s federal Budget offers targeted measures to help small and family business deal with current pain points and headwinds.
“Small and family businesses facing…
… that are squeezing margins will welcome the modest energy bill relief of $325,” Mr Billson said. “Every saving helps … improve the uptake of eInvoicing, the effectiveness of the payment times reporting framework and implementation of franchise … improve the uptake of eInvoicing, the effectiveness of the payment times reporting framework and implementation of …
Originally published in The Canberra Times
By Bruce Billson
ASBFEO recently released our fourth Small Business Pulse - a health-check on the small business operating environment.
It recorded a microscopic improvement of 0.1 per cent…
… us 09 June 2025 Originally published in The Canberra Times By Bruce Billson ASBFEO recently released our fourth … seeing increasing numbers of requests for assistance with payment disputes. This type of dispute, that often leaves a … the lights on. Small business owners have continued to report in this quarter how difficult it is to navigate the …
The Australian Small Business and Family Enterprise Ombudsman, Bruce Billson, has released a guide to raise awareness among small businesses selling online about United States’ copyright laws that can shut down their access to customers without warning…
… to fight the attacks. After this had happened several times, the business contacted ASBFEO, and a dedicated case … to fight the attacks. After this had happened several times, the business contacted ASBFEO, and a dedicated case …
Published in the Canberra Times.
Of the businesses in Australia, 97 per cent of them are small businesses.Small businesses generate nearly $600 billion of economic activity accounting for 32 per cent of our nation's GDP and provide jobs for 5.17…
… productivity 29 September 2025 Published in the Canberra Times . Of the businesses in Australia, 97 per cent of them … in a value chain with a large entity that is required to report on their sustainability practices and climate-related … cashflow concerns, digital impacts, cyber threats, poor payment times and an ever-changing business landscape. The …
The Australian Small Business and Family Enterprise Ombudsman, Bruce Billson, welcomes the Australian Government’s response to the review of the Franchising Code of Conduct by Dr Michael Schaper.
The Minister for Small Business, Julie Collins,…
The Australian Small Business and Family Enterprise Ombudsman, Bruce Billson, welcomes the Australian Government’s response to the review of the Franchising Code of Conduct by Dr Michael Schaper.
The Minister for Small Business, Julie Collins,…
The terrible floods and storms causing great trauma for parts of the country should be a red alert for small business to be prepared for natural disasters, warns the Australian Small Business and Family Enterprise Ombudsman, Bruce Billson.
Mr…
The terrible floods and storms causing great trauma for parts of the country should be a red alert for small business to be prepared for natural disasters, warns the Australian Small Business and Family Enterprise Ombudsman, Bruce Billson.
Mr…
Small and family businesses have just 12 days to make sure they do not have their vital business systems and equipment fail when the 3G network is switched off on 28 October, says the Australian Small Business and Family Enterprise Ombudsman, Bruce…
Small and family businesses have just 12 days to make sure they do not have their vital business systems and equipment fail when the 3G network is switched off on 28 October, says the Australian Small Business and Family Enterprise Ombudsman, Bruce…
Opinion piece by the Ombudsman Bruce Billson.
Originally published in the Canberra Times.
I fear we are sleepwalking into a "big corporate" economy.
Many small and family businesses are doing it tough right now and the post-COVID…
… Bruce Billson. Originally published in the Canberra Times. I fear we are sleepwalking into a "big corporate" … workplace obligations to employees, meet tax reporting and payment obligations in a timely way and pay small business … workplace obligations to employees, meet tax reporting and payment obligations in a timely way and pay small business …
Originally published in The Canberra Times
By Bruce Billson
The "dirty boots people" is what one of Australian's leading economic regulators calls us. The Australian Small Business and Family Enterprise Ombudsman (ASBFEO) has been "in the…
… 20 January 2025 Originally published in The Canberra Times By Bruce Billson The "dirty boots people" is what one … and family businesses and at these challenging economic times, more need to know how we can help. At a time when most … Originally published in The Canberra Times By Bruce Billson The "dirty boots people" is what one …
Originally published in The Canberra Times.
By Bruce Billson.
Every small business deserves the right to be able to rely upon the safeguards, legal protections and business "bumper rails" that support fair conduct and competition in our…
… justice 29 April 2024 Originally published in The Canberra Times. By Bruce Billson. Every small business deserves the … Originally published in The Canberra Times. By Bruce Billson. Every small business deserves the …
Opinion piece by the Ombudsman Bruce Billson.
Originally published in the Canberra Times.
The public rightly expects any personal information collected and stored by businesses - whether they are large or small - will be protected and only…
… Bruce Billson. Originally published in the Canberra Times. The public rightly expects any personal information … handling personal information need to evolve with the times. That is why my office has been working with the … the business's ability to operate. The latest chilling report from the Australian Cyber Security Centre is that a …
Opinion piece by the Ombudsman Bruce Billson.
Originally published in the Canberra Times.
Small business is the beating heart of our communities and our economy, so it is crucial to check the pulse of such an important sector to measure its…
… Bruce Billson. Originally published in the Canberra Times. Small business is the beating heart of our communities … increased, although they remain below pre-pandemic levels. Payment disputes are often an early warning sign of cash flow … increased, although they remain below pre-pandemic levels. Payment disputes are often an early warning sign of cash flow …
Bruce Billson
Published in The Daily Telegraph and the Courier-Mail
15 October 2024
When a small business has a problem with a Big Tech digital platform - such as having your account shut down after being hacked…
Bruce Billson
Published in The Daily Telegraph and the Courier-Mail
15 October 2024
When a small business has a problem with a Big Tech digital platform - such as having your account shut down after being hacked…
The Australian Small Business and Family Enterprise Ombudsman Bruce Billson says tonight’s 2025-26 Federal Budget was ‘the sequel’ to last year’s, offering modest targeted measures to help small and family business deal with specific current pain…
… margins will welcome the continuation of modest energy bill relief,” Mr Billson said. “Cost-of living increases are … margins will welcome the continuation of modest energy bill relief,” Mr Billson said. “Cost-of living increases are …
Originally published in The Canberra Times.
By Bruce Billson.
It is often said small business is the engine room of the economy. We must ensure small and family business can fire on all cylinders - not have a cylinder taken out.
We…
… 15 April 2024 Originally published in The Canberra Times. By Bruce Billson. It is often said small business is … Originally published in The Canberra Times. By Bruce Billson. It is often said small business is …
Originally published in The Canberra Times
By Bruce Billson
The ASBFEO February Small Business Pulse makes it clear that while an interest rate cut may provide some modest relief to financing costs and a slight nudge to consumer demand, the…
… 03 March 2025 Originally published in The Canberra Times By Bruce Billson The ASBFEO February Small Business … weak and challenging. High business input costs, lengthy payment times and difficulty finding suitable staff continue … Two in five cases that come to my office involve a payment dispute and it continues to be the biggest issue, …
Originally published in The Canberra Times
By Bruce Billson
With election talk building and political announcements starting to roll out, there has not been a more important time for small businesses to be seen, heard and supported.
…
… urgency 17 March 2025 Originally published in The Canberra Times By Bruce Billson With election talk building and … Originally published in The Canberra Times By Bruce Billson With election talk building and …
Originally published in The Canberra Times
By Bruce Billson
As we return to business as usual after the election, I am hopeful that the incoming government will have a very strong and prominent focus on small and family businesses. It is…
… and men 12 May 2025 Originally published in The Canberra Times By Bruce Billson As we return to business as usual … will stand to benefit from the additional modest energy bill relief and targeted tax cuts for sole traders, … annual rate of 3.4 per cent over the three years between 2020-21 to 2023-24. Over this period, the health care and …
Originally published in The Canberra Times.
Digital platforms have fundamentally changed the way small businesses connect and sell to their customers. Yet, when there is a problem - such as having your account shut down after being hacked -…
… 13 May 2024 Originally published in The Canberra Times. Digital platforms have fundamentally changed the way … turn ads on or off and can remove or update advertising payment information. Have your account/s set up so the … users require full admin access. And if you are hacked, report your issue immediately to the platform and make sure …
Originally published in The Canberra Times
By Bruce Billson
It's been just over a week since the government's Economic Reform Roundtable was held.
Was the three-day event productive? I'd say yes. There was lots of discussion and views…
… 01 September 2025 Originally published in The Canberra Times By Bruce Billson It's been just over a week since the … for American customers can only enter with the verified payment of ever-changing tariffs; and small businesses were … to accept cash and foreshadowed changes to merchant card payment and surcharging rules. New climate reporting rules …
Opinion piece by the Ombudsman Bruce Billson.
Originally published in the Canberra Times.
Small, family and farming businesses should urgently make sure they are not caught out by the 3G switch-off which is now scheduled to take place on 28…
… Bruce Billson. Originally published in the Canberra Times. Small, family and farming businesses should urgently … calls and have data about who is currently paying the bill for use of that spectrum. As the 'most likely to know' … Bruce Billson. Originally published in the Canberra Times. Small, family and farming businesses should urgently …
Bruce Billson
Published in the Bendigo Advertiser and ACM Network
14 October, 2024
BIG tech digital platform providers need to urgently lift their game and provide clear, appropriate and easily…
Bruce Billson
Published in the Bendigo Advertiser and ACM Network
14 October, 2024
BIG tech digital platform providers need to urgently lift their game and provide clear, appropriate and easily…
Originally published in The Canberra Times
By Bruce Billson
The first half of this year has been characterised as a test of endurance for many small businesses, but I'm encouraged by the enduring optimism and the promise of improvement.…
… 07 July 2025 Originally published in The Canberra Times By Bruce Billson The first half of this year has been … Originally published in The Canberra Times By Bruce Billson The first half of this year has been …
Originally published in The Canberra Times
By Bruce Billson
What's going on for small business right now? We have seen the first quarterly improvement since August 2022, suggesting that conditions might be stabilising and the most difficult…
… 23 June 2025 Originally published in The Canberra Times By Bruce Billson What's going on for small business … these cash flow concerns and in the May ASBFEO Pulse, payment disputes continue to be the most common dispute managed by my office. In many of the payment dispute cases, the business customer has told the …
August 2025
Key highlights:Conditions for small businesses continue to improve. The ASBFEO Small Business Pulse increased by 0.6% in August 2025 – the second consecutive quarterly increase. Over the past 12 months it has increased 0.2%.This…… The ASBFEO Small Business Pulse did not reflect a fall in 2020 as government support measures outweighed other economic … this quarter [3] . Small business owners continue to report that understanding insurance requirements and … this quarter [3] . Small business owners continue to report that understanding insurance requirements and …