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    The ASBFEO responds to requests for assistance from small businesses and family enterprises that are in dispute with other businesses or Commonwealth Government agencies. 

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The November 2025 Small Business Pulse is now available

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  • ASBFEO Live (208)

The perils of fringe financiers for small businesses

Originally published in The Canberra Times.

By Bruce Billson.

While there can be many joys of small business ownership, small businesses also deal with many potential perils.Access to finance is one of the double-edged levers for small…

… 24 November 2025 Originally published in The Canberra Times. By Bruce Billson. While there can be many joys of … business-to-business disputes ASBFEO assists with involve payment disputes - small businesses just wanting to be paid … growing number of small businesses who turn to ASBFEO for payment dispute assistance are worried that the recalcitrant …

Media Centre item
Op-ed
ASBFEO Live

DIGITAL PLATFORM PROVIDERS NEED TO DO BETTER FOR SMALL BUSINESS

Australian Small Business and Family Enterprise Ombudsman, Bruce Billson, has called on digital platform providers to dramatically improve their dispute resolution processes for small business.

Mr Billson said there has been a noticeable…

… involving digital platform providers, and since July 2020 the Ombudsman has taken on more 236 cases involving … with scammers only removing them once they receive payment. “Most disturbingly, there are commercial service … with scammers only removing them once they receive payment. “Most disturbingly, there are commercial service …

Media Centre item
Media Releases
ASBFEO Live

ACCC Supermarket Inquiry highlights need for continuing vigilance to support fairness

The Australian Competition and Consumer Commission’s (ACCC) Supermarket Inquiry report confirms that the supermarket sector is highly concentrated and unduly challenging for small business suppliers, says the Australian Small Business and Family…

… and Consumer Commission’s (ACCC)  Supermarket Inquiry report confirms that the supermarket sector is highly … Ombudsman. Mr Billson welcomed the release of the ACCC’s report and expressed encouragement at the Government’s … and community vitality”, Mr Billson said.   The ACCC’s report notes ASBFEO’s citing of results of the Independent …

Media Centre item
Media Releases
ASBFEO Live

MEDIA RELEASE: Small business Ombudsman's guide to using social media securely

The Australian Small Business and Family Enterprise Ombudsman, Bruce Billson, has released a guide for small businesses using social media as their business platform, with tips to reduce the chances of being hacked.

“Using social media can be a…

… turn ads on or off and can remove or update advertising payment information. Have your account/s set up so the … account recovery (should you need it). Create a separate payment method that is only used for your social media … all users require full admin access. “If you are hacked, report your issue immediately to the platform and make sure …

Media Centre item
ASBFEO Live

40,000 SMALL BUSINESSES HELPED BY OMBUDSMAN

The Australian Small Business and Family Enterprise Ombudsman has reached the milestone of helping 40,000 small businesses seeking assistance with a dispute.

Ombudsman Bruce Billson said this was a significant moment for the agency.

“…

… The latest data, published in the ASBFEO Quarterly Report, reveals 26% of cases relate to digital services. “The … about the Tax Concierge Service and the Quarterly Report. MEDIA CONTACT: 0448 467 178 … The latest data, published in the ASBFEO Quarterly Report, reveals 26% of cases relate to digital services. “The …

Media Centre item
Media Releases
ASBFEO Live

Hands-on ombudsman tackles digital divide for business

Originally published by The Canberra Times.

WHEN Paul, the proprietor of Zenbar Massage, was setting up his remedial massage business in Dickson last year, one of his early priorities was to promote his service.

After researching…

… 01 August 2023 Originally published by The Canberra Times. WHEN Paul, the proprietor of Zenbar Massage, was … the marketing service and within two months negotiated the payment of all the funds owed to Paul. Having the ombudsman … involved made all the difference, he told The Canberra Times . "It is hard as a small business to constantly try to …

Media Centre item
Op-ed
ASBFEO Live

Don't be a 3G switch-off casualty

Australian Small Business and Family Enterprise Ombudsman Bruce Billson interview with Dusty Fitzpatrick.

2BS Bathurst

Subject: Don’t be a 3G switch-off casualty

Dusty Fitzpatrick

The Australian Small…

Australian Small Business and Family Enterprise Ombudsman Bruce Billson interview with Dusty Fitzpatrick.

2BS Bathurst

Subject: Don’t be a 3G switch-off casualty

Dusty Fitzpatrick

The Australian Small…

Media Centre item
Transcript
ASBFEO Live

OMBUDSMAN SUPPORTS ‘RIGHT-SIZED’ PRIVACY CHANGES FOR SMALL BUSINESS

The public rightly expects any personal information collected and stored by businesses - whether they are large or small - will be protected, says the Australian Small Business and Family Enterprise Ombudsman, Bruce Billson. 

Mr. Billson…

… reforms around cyber risk management, Digital ID, payment times, deepening the digital engagement of small business and … reforms around cyber risk management, Digital ID, payment times, deepening the digital engagement of small business and …

Media Centre item
Media Releases
ASBFEO Live

… for ASBFEO’s input into the Treasury departments annual report.  ASBFEO Key Performance Indicators include: … for ASBFEO’s input into the Treasury departments annual report.  ASBFEO Key Performance Indicators include: …

Ombudsman launches Inquiry into Commonwealth Procurement

The Australian Small Business and Family Enterprise Ombudsman Bruce Billson has launched an Inquiry to examine the impact of reforms to Commonwealth procurement rules on small business.

The Inquiry was referred to the Ombudsman by the Minister…

… be sent to inquiries@asbfeo.gov.au by 1 July 2023. A final report with recommendations will be given to the Australian … be sent to inquiries@asbfeo.gov.au by 1 July 2023. A final report with recommendations will be given to the Australian …

Media Centre item
Media Releases
ASBFEO Live

DON’T BE DUPED BY SCAM OPERATORS

Small business owners are being urged by the Australian Small Business and Family Enterprise Ombudsman, Bruce Billson, to be on high alert to the rising number of criminals who may try to impersonate their business or a government agency such as the…

… he said. “Scammers may sign you up for a single or monthly payment which they take from your credit card but they … a scam should contact the new National Anti-Scam Centre’s ‘Report a Scam’ page on their website  www.scamwatch.gov.au/report-a-scam Or they can contact  www.asbfeo.gov.au   MEDIA …

Media Centre item
Media Releases
ASBFEO Live

Small business conditions show modest improvement for first time since 2022

May 2025 Small Business Pulse

Key highlights:

Over the past quarter conditions for small businesses improved 0.1% - the first quarterly rise since August 2022. Over the past 12 months deteriorated by 0.9%, but now…

… The ASBFEO Small Business Pulse did not reflect a fall in 2020 as government support measures outweighed other economic … remains weak. Small business owners continue to report how difficult it is to navigate the complex workplace … for ASBFEO’s help reflect these cash flow concerns. Payment disputes continue to be the most common dispute our …

Media Centre item
Media Releases
ASBFEO Live

ONLY ONE-IN-FOUR SMALL BUSINESSES HAVE A DISASTER PLAN

Natural disasters can be devastating for small and family businesses yet only one in four small businesses have a current business continuity plan, according to the Australian Small Business and Family Enterprise Ombudsman, Bruce Billson.

“In…

… Natural Disaster Preparedness and Resilience Inquiry report included 16 recommendations. “It is clear from our … clarity and certainty of the support available.” The report found that governments at all levels and the business … disasters.” Among the recommendations and findings, the report says: There should be a “certainty of response” for …

Media Centre item
Media Releases
ASBFEO Live

I fear we are sleepwalking into a 'big corporate' economy

Originally published in the Canberra Times

By Bruce Billson

We need to do more to support small and family businesses. These enterprises, and the driven and courageous women and men that lead them, are the engine-room of our economy…

… 17 February 2025 Originally published in the Canberra Times By Bruce Billson We need to do more to support small … cashflow concerns, digital impacts, cyber threats, poor payment times and an ever-changing business landscape. … workplace obligations to employees, meet tax reporting and payment obligations in a timely way and pay small business …

Media Centre item
Op-ed
ASBFEO Live

Small business is in decline and it's a big deal

Originally published on Kochie's Business Builders

By Bruce Billson

Small business is a big deal, but sadly not as big as it used to be. Yes, it’s still the ‘engine-room’ of the nation, contributing much to our communities, employment…

… cashflow concerns, digital impacts, cyber threats, poor payment times and an ever-changing business landscape. Business … assistance from ASBFEO, our recently released Quarterly Report shows that concern about cashflow and payment disputes … cashflow concerns, digital impacts, cyber threats, poor payment times and an ever-changing business landscape. …

Media Centre item
Op-ed
ASBFEO Live

Temporary insolvency protections sensible as lockdowns continue

The Australian Small Business and Family Enterprise Ombudsman Bruce Billson has urged the Federal Government and regulators to consider the reactivation of temporary insolvency protections, to support small and family businesses doing it tough in…

… June, and that trend is widely expected to continue with payment times stretching out. “Bringing back temporary protections … June, and that trend is widely expected to continue with payment times stretching out. “Bringing back temporary protections …

Media Centre item
News
ASBFEO Live

… us after receiving an unexpectedly high electricity bill, which they believed was based on incorrect meter … significantly reduced, and an agreement was reached for payment in instalments.  The business expressed gratitude for … penalty would increase to $1,000 for each subsequent late payment.  Around 21 days into the agreement, the small …

RIGHT-SIZED RULES BEST ‘CATCH’ TO ‘RELEASE’ SMALL BUSINESS FROM EXCESSIVE REGULATION WITH SEAFOOD LABELLING

Many Australians will enjoy Australian seafood this Easter, but it should not come at the expense of proposed new country of origin labelling rules imposing a compliance nightmare for small and family businesses.  

The Australian…

Many Australians will enjoy Australian seafood this Easter, but it should not come at the expense of proposed new country of origin labelling rules imposing a compliance nightmare for small and family businesses.  

The Australian…

Media Centre item
Media Releases
ASBFEO Live

Ombudsman welcomes Franchising Code of Conduct Review

The Australian Small Business and Family Enterprise Ombudsman, Bruce Billson, has warmly welcomed the release of the review of the Franchising Code of Conduct by Dr Michael Schaper.

The Ombudsman performs a range of functions under the Franchise…

… “Dr Schaper has produced a well-researched and thoughtful report for the Australian Government and we support the report and the majority of his sensible recommendations to … “Dr Schaper has produced a well-researched and thoughtful report for the Australian Government and we support the …

Media Centre item
Media Releases
ASBFEO Live

Government should show small businesses respect

Originally published in the Canberra Times.

Australia's small businesses have been treated in a very shabby way by squabbling in our Federal Parliament.And our Parliament is a repeat offender.

Repeatedly we hear it said that small business…

… respect 10 June 2024 Originally published in the Canberra Times. Australia's small businesses have been treated in a … Originally published in the Canberra Times. Australia's small businesses have been treated in a …

Media Centre item
Op-ed
ASBFEO Live

… credit notice or default listing, and accessing a credit report and credit scores  A default credit notice is a formal … steps to avoid this outcome – such as negotiating a payment plan with your creditor. A default listing can … related information, which is then used to make the credit report and scores. Moneysmart.gov.au is a helpful website …

… Enterprise Ombudsman, Bruce Billson, released the final report on the insurance crisis facing Australia’s amusement, leisure, and recreation sector. The report, The Show Must Go On , finds a Discretionary Mutual … in a hardened global insurance market. Building on this report supporting the Australian Amusement, Leisure and …

OMBUDSMAN APPLAUDS CYBER SUPPORT FOR SMALL BUSINESS

New support announced today by the Australian Government to help small businesses combat cyber attacks is extremely welcome, says the Australian Small Business and Family Enterprise Ombudsman, Bruce Billson. 

“One of the biggest fears a…

… has been heard,” Mr Billson said.  “The latest chilling report from the Australian Cyber Security Centre is that a … details.  “The unsuspecting customer is expecting the bill and probably knows the amount they have to pay so when … their digital infrastructure and the criminals demand a payment for to access your own information.”   Mr Billson …

Media Centre item
Media Releases
ASBFEO Live

Ombudsman welcomes designated-complaints legislation

The Australian Small Business and Family Enterprise Ombudsman, Bruce Billson, has welcomed the introduction of legislation into Federal Parliament that will create a “designated-complaints” mechanism to fast-track serious disputes for small businesses…

The Australian Small Business and Family Enterprise Ombudsman, Bruce Billson, has welcomed the introduction of legislation into Federal Parliament that will create a “designated-complaints” mechanism to fast-track serious disputes for small businesses…

Media Centre item
Media Releases
ASBFEO Live

VITAL SMALL BUSINESS PROTECTIONS SAVED IN NEW BANKING CODE OF PRACTICE

The Australian Small Business and Family Enterprise Ombudsman, Bruce Billson, says he welcomes the regulator’s decision to retain and enhance vital protections for small businesses in the new Banking Code of Practice. 

“A push by the banks…

…   Mr Billson also urged the independent review of the 2020 General Insurance Code of Practice, now under way, to …   Mr Billson also urged the independent review of the 2020 General Insurance Code of Practice, now under way, to …

Media Centre item
Media Releases
ASBFEO Live

Small businesses renewal accelerates as owners embrace growth and transformation

Key highlights: ASBFEO Small Business Pulse November 2025

The ASBFEO Small Business Pulse increased by 0.8% in the three months to November 2025 – the third consecutive quarterly increase. It increased 0.5% compared to the same…

… Business Pulse did not reflect a COVID-related fall in 2020 as government support measures outweighed other economic … from a culturally and linguistically diverse background report less confidence in finding business information than … from a culturally and linguistically diverse background report less confidence in finding business information than …

Media Centre item
Media Releases
ASBFEO Live

Opening statement to Senate Estimates

Australian Small Business and Family Enterprise Ombudsman Bruce Billson opening statement to Senate Estimates

It is often said that small business is the engine room of the economy. We must ensure that small and family business…

… get this wrong”. But even big businesses struggle at times to get all things right.  So just imagine how difficult … five requests for help from a small business relate to a payment dispute. Too often that first party that is slow to … five requests for help from a small business relate to a payment dispute. Too often that first party that is slow to …

Media Centre item
News
ASBFEO Live

GHG EMISSIONS REPORTING MAY IMPACT SMEs SOONER THAN EXPECTED

JOINT MEDIA RELEASE: Australian Small Business and Family Enterprise Ombudsman and Chartered Accountants Australia & New Zealand

Small to medium enterprises (SMEs) are urged to educate themselves on greenhouse gas (GHG)…

… there is currently no obligation for small business to report information relating to their GHG emissions, if SMEs … there is currently no obligation for small business to report information relating to their GHG emissions, if SMEs …

Media Centre item
Media Releases
ASBFEO Live

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Acknowledgement of Country

We acknowledge the traditional owners and custodians of country throughout Australia and acknowledge their continuing connection to land, water and community.

We pay our respects to the people, the cultures and the Elders past, present and emerging.

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