Dispute Support is an online referral tool that makes it easy to find the most appropriate resolution service to help you resolve your business dispute. The most appropriate service for your dispute may be our office (ASBFEO), or it may be a specialised or state-based service.  

If you have been unable to resolve your dispute by using steps 1-3 of the five steps to resolve your dispute, the below dispute support tool will assist in identifying the most appropriate party to assist you in resolving your dispute.

Dispute support tool:

I need:

Tips for avoiding disputes

Tips for avoiding disputes

  1. Know who you are dealing with. Look behind the business name, check references and meet with them. Ensure the person you are dealing with has the authority to enter into and amend contracts.
  2. Communicate goals and expectations. Make sure your employees know and understand the goals and values of your business and what is expected of them. Make sure they are aware of the scope of their authority to enter into or amend contracts on your behalf.
  3. Put agreed work in writing at the start. Your agreement should outline the goods/services to be provided, any quality and quantity specifications, the price or basis for calculating charges, payment terms, timeframes, delivery terms, etc.
  4. Agree dispute resolution processes. An agreed process, included in your written agreement, will allow for disputes to be dealt with quickly and cost effectively, and you will be more likely to preserve the business relationship.
  5. Get advice before you sign. Don’t rely on what the other party says, a contract is legally binding and you should get professional advice before you sign.  We suggest asking your lawyer to colour-code the rights and responsibilities of each party.
  6. Estimate the costs. Provide a quote. If you charge for services on a time basis make sure you keep a work sheet detailing the time spent and a description of the work done.
  7. Document changes. Write down any agreed changes, such as quantity or timeframes, and attach to the original agreement. At a minimum email the agreed changes to the other party. 
  8. Manage the contract. Once signed, don’t put the contract in the bottom draw and forget about it. Check it regularly to make sure you and the other party are meeting the requirements. If you have any concerns, raise them early.
  9. Get help if you need it. Some jobs are complex or involve large sums of money. Project management for these jobs can be complicated and sometimes risky. If you don’t have strong expertise in project management, consider hiring an expert.
  10. Communicate early and often. Communication must be clear, transparent and frequent to make sure everyone is on the same page. If issues arise address them straight away, don’t leave it to develop into something more serious.

Download a copy of the tips for avoiding disputes.

Information on steps to resolve my dispute

The five phases of dispute resolution

There are five phases of dispute resolution – understanding, talking, writing, alternative dispute resolution and court. This tool is primarily focussed on Phase 4 – getting a third party involved. Below is information on each phase of dispute resolution.

Phase 1 – Understanding my dispute

A good understanding of your dispute will help you to make informed decisions about the best way to try to resolve the dispute.

Consider what led to the issues arising, what had been agreed in the first place and what the key issues really are. Give consideration to what the other party may be thinking and test your position with a trusted advisor.

Learn more about understanding my dispute.

Phase 2 – Discussing the problem

Now that you understand your dispute it is time to talk about it with the other party. If the issue is minor a telephone conversation may be all that is needed, but for more complex matters an in-person meeting can be more successful.

It is important to prepare for your meeting, completing the steps in Phase 1 is a great place to start. In your meeting stay calm, be professional and be prepared to negotiate and compromise. Be sure to make clear written notes about your discussions and any outcomes which are agreed.

Find out more about discussing the problem.

Phase 3 – Putting it in writing

If talking about it didn’t work, writing a polite business-like letter is the next step. Putting your concerns in writing provides the other party with a chance to fix the situation before further action is taken and also gives you a document which can be used as evidence if the situation needs to be escalated.

If your dispute is complex or writing isn’t your strong point it may be a good idea to get some help writing this letter.

Phase 4 – Getting a third party involved

Alternative dispute resolution (ADR) is an alternative to going to court to resolve your dispute. ADR is generally quicker and less costly than court and gives you more control over the outcome. Common types on ADR include facilitation, mediation, conciliation and arbitration.

The language used in dispute resolution can be confusing. The National Alternative Dispute Resolution Advisory Council (NADRAC) has a glossary to explain common terms used in dispute resolution in Australia.

Phase 5 – Taking the matter to court

Taking your dispute to court should be a last resort. Court is expensive, time consuming and the outcome is out of your control.

Legal assistance

Which state or territory is your business based in?
Which state is your retail lease in?
My dispute is with...
What is your dispute about?

When you sell goods and services or provide a service via an online platform, you may encounter problems where your account is suspended, restricted or hacked. This can prevent you from running your business and communicating with your customers, or from providing your services through the online platform.

Self-help options for resolving your dispute

Digital platforms and providers will usually have guidance and a support service or help centre which you should access as a first step to lodge your issue. It is important to take note of any identifying case number you are provided. If you are locked out of your account and can’t access the platform, you may be able to access the platform’s website directly to access guidance and the support service.

Understanding the platform’s or provider’s policies is really important, and generally you can access these on its website (which may be found at the bottom of the webpage). Your platform’s policy on dispute resolution, which is often under terms of use, is particularly helpful. The dispute resolution policy may also contain alternative contact information and an email address to send your information or complaint to.

Dispute support options

If you have attempted to resolve your issue directly with the digital platform or provider and need help:

  1. IDCARE, Australia’s national identity and cyber support service may be able to help. IDCARE provides eligible sole traders and small businesses with specialist support and guidance when faced with a cyber and identity related issue, including assistance with engaging with platforms and providers.  

    The ID CARE brochure provides a resource for the services. IDCARE also offer Cyber First Aid for device cleaning and Cyber Psychology for mental well-being checks and support. 

    Visit the ID CARE for small business website to access the service and lodge directly with IDCARE. 

  2. If your issue does not fall within the IDCARE service (for example, your issue is not about a cyber incident like a scam or hack, or cyber resilience), you can contact us by submitting an online form, and one of our case managers will contact you. Before completing this form, please refer to the Assistance Charter that outlines the services we offer and explains what we can both expect in our dealings with each other.  

If you’re not sure which of the above services suits your situation, please contact us on 1300 650 460 to talk about the issue. 

Resources:

Does your dispute relate to a mortgage over a farm debt
Is your business in the building and construction sector?
Retail tenancy disputes in Tasmania
Which state or territory is your business based in?
Which state or territory is your business based in?
Is the party you are recovering money from in the same state as you?
Are you
Are you in

The Security of Payment Act (SOPA) in the ACT applies to payment disputes connected with construction work and related goods or services which are carried out within the ACT under a written or oral construction contract.

To find out if your issue fits within the SOPA in the ACT, visit ACT Government planning.

Next steps

The Act outlines the process for recovering payment, including how to make a claim and if unsuccessful, the process of applying for adjudication.

Under the SOPA, an application form must be completed and lodged with an Authorised Nominating Authority (ANA) to escalate a claim to adjudication.

The Master Builders ACT (MBA), can provide industry-specific advice either as a member of MBA or if you are eligible to be a member - (02) 6175 5900.

Note: If you are not able to progress your dispute through the SOPA process – please revisit our dispute support tool as unpaid invoices and select NO for building and construction industry.

Where can I get further help?

For more information - Contact us.

Australian Small Business and Family Enterprise Ombudsman

The Australian Small Business and Family Enterprise Ombudsman may be able to help you with your dispute.

Our office helps small business operators to resolve complaints and disputes, including disputes with a Commonwealth Government agency, contract and payment disputes and unfair contract term disputes.

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Show me other available services

Mediation in the ACT Courts

The ACT Civil and Administrative Tribunal (ACAT), the Magistrates Court and the Supreme Court provide dispute resolution services for civil matters, for example non-payment and debt. Small claims of up to $10,000 are heard by ACAT, claims between $10,000 and $250,000 are dealt with in the Magistrate’s Court and matters over $250,000 are heard in the Supreme Court.

ACT Civil and Administrative Tribunal (under $10,000)

The ACT Civil and Administrative Tribunal (ACAT) hears and resolves a wide range of civil disputes and small claims of up to $10,000. The ACAT will also hear requests to review administrative decisions and professional and occupational disciplinary matters.

The ACAT encourages disputing parties to consider alternative dispute resolution, such as mediation, for an affordable and timely solution. If an agreement is not reached, the dispute will then move on to a hearing, where the Tribunal will make a decision that is binding to both parties.

Contact:
p: 02 6207 1740
e: tribunal@act.gov.au
Website
 

ACT Magistrates Court ($10,000 to $250,000)

The ACT Magistrates Court hears civil disputes (including commercial and Retail lease disputes) between $10,000 and $250,000. The Magistrates Court may look to alternative dispute resolution to resolve the dispute.

If an agreement cannot be reached, a hearing will then be held. If one of the parties does not agree with the hearing’s outcome, the dispute may then be referred to or appealed in the Supreme Court.

Contact:
p: CourtMCTCivil@act.gov.au
 

ACT Supremes Court (over $250,000)

The ACT Supreme court hears civil disputes over $250,000.  For disputes of this value, it is highly recommended that you seek independent legal advice.

Contact:
p: 02 6207 1709
e: SCRegistry@act.gov.au

The Security of Payment Act (SOPA) in New South Wales applies to payment disputes connected with construction work and related goods or services carried out within NSW under a written or oral construction contract.

The SOPA covers individuals and businesses who are:

  • contractors and subcontractors – engaged to perform construction work.
  • suppliers – providing construction materials, equipment, or plant hire.
  • consultants – such as engineers, architects, surveyors, and other industry professionals
  • trade professionals – such as electricians, plumbers, carpenters, and painters

To find out if your issue fits within the SOPA in NSW, please visit the NSW government Housing and Construction website.

Next steps

The Act outlines the process for recovering payment, including how to make a claim and if unsuccessful, the process of applying for adjudication.

Under the SOPA, an application form must be completed and lodged with an Authorised Nominating Authority (ANA) to escalate a claim to adjudication.

Note: If you are not able to progress your dispute through the SOPA process – please revisit our dispute support tool as unpaid invoices and select NO for building and construction industry.

Where can I get further help?

For more information - Contact us.

NSW Small Business Commissioner

If your dispute is with another business located in New South Wales (NSW), the Office of the NSW Small Business Commissioner (NSW SBC) may be the best placed agency to help with your dispute.  The NSW SBC’s provides a central point of contact for small businesses to make complaints about their commercial dealings with other businesses and government agencies. The NSW SBC facilitate the resolution of disputes involving small businesses through mediation and other appropriate forms of alternative dispute resolution. The NSW SBC offers a low-cost mediation service to help resolve disputes without the high cost and delays of going to court. 

The NSW SBC assist with payment, contract, retail and commercial tenancy, contractor to subcontractor issues and other business to business disputes located in NSW.

If the dispute is not resolved, parties can then have the matter heard by the relevant court or tribunal.

To access help from NSW SBC and/or complete an online form

Contact:

Website: www.smallbusiness.nsw.gov.au   

Phone: 1300 795 534 or 02 8222 4800

Email: we.assist@smallbusiness.nsw.gov.au

I contacted NSW Small Business Commissioner (NSW SBC), and they are unable to assist. 

If NSW SBC advised they are not the best placed agency to assist, the Australian Small Business and Family Enterprise Ombudsman may be able to help. 

You can contact us by submitting an online form, and a Case Manager will be in contact with you. Before completing this form, please refer to the Assistance Charter that outlines our rights, obligations and explains what we can both expect in our dealings with each other.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Australian Small Business and Family Enterprise Ombudsman

The Australian Small Business and Family Enterprise Ombudsman may be able to help you with your dispute.

Our office helps small business operators to resolve complaints and disputes, including disputes with a Commonwealth Government agency, contract and payment disputes and unfair contract term disputes.

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

The Security of Payment Act (SOPA) in the Northern Territory applies to payment disputes connected with construction work and related goods or services carried out within NT under a written or verbal construction contract.

The Act applies to individuals and businesses involved in:

  • supplying materials and services - professional services including architects, engineers, quantity surveyors, and project managers
  • residential construction works
  • building works
  • civil works including roads, railways, canals, pipelines and pavements
  • retaining walls
  • reclaiming land
  • installing and removing equipment
  • preparatory works.

To find out if your issue fits within the SOPA in NT, visit the NT Governments website for more information.

Next steps

To get help in resolving a construction dispute in the NT access nt.gov.au website which outlines the process for recovering payment depending on the amount, including how to make a claim and if unsuccessful, the process of applying for adjudication.

Under the SOPA, an application form must be completed and lodged with an Authorised Nominating Authority (ANA) to escalate a claim to adjudication.

Note: If you are not able to progress your dispute through the SOPA process – please revisit our dispute support tool as unpaid invoices and select NO for building and construction industry.

Where can I get further help?

For more information - Contact us.

Northern Territory Community Justice Centre

If your dispute is with another business located in the Northern Territory, The Community Justice Centre may be best placed to assist you. The Community Justice Centre is a Northern Territory Government service that offers free community mediation at local venues across the Territory for small and civil claims. They will engage other parties in different states. 

To access help from the NT Community Justice Centre:

Contact:

W:  https://nt.gov.au/law/processes/resolving-disputes-without-going-to-court

P: 1800 000 473

E: cjc@nt.gov.au

I contacted the Northern Territory Justice Centre, and they are unable to assist.

If the Community Justice Centre advise they are not the best placed agency to assist, if you require further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help. 

You can contact us by submitting an online form, and a Case Manager will be in contact with you. Before completing this form, please refer to the Assistance Charter that outlines our rights, obligations and explains what we can both expect in our dealings with each other.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Northern Territory Community Justice Centre

The Community Justice Centre is a Northern Territory Government service that offers free community mediation at local venues across the Territory for small and civil claims.

Contact:

P: 1800 000 473

E: cjc@nt.gov.au

W: https://nt.gov.au/law/processes/resolving-disputes-without-going-to-court

The Security of Payment Act (SOPA) in Queensland applies to payment disputes connected with construction work and related goods or services carried out within QLD under a written construction contract.

The Act covers individuals and businesses who are:

  • contractors and subcontractors engaged in construction work
  • suppliers providing construction materials, equipment, or plant hire
  • consultants such as engineers, architects, surveyors, and other professionals
  • trade professionals such as electricians, plumbers, carpenters and painters.

Residential homeowners (who are not acting as a business) are generally not covered by these provisions.

To find out if your issue fits within the SOPA in QLD, please visit the Queensland Building and Construction Commission website. They also have a helpful guide.

Next steps

The Act outlines the process for recovering payment, including how to make a claim and if unsuccessful, the process of applying for adjudication.

Under the SOPA, an application form must be completed and lodged with an Authorised Nominating Authority (ANA) to escalate a claim to adjudication.

Note: If you are not able to progress your dispute through the SOPA process – please revisit our dispute support tool as unpaid invoices and select NO for building and construction industry.

Where can I get further help?

For more information - Contact us.

Is the party you are recovering money from in the same state as you?

The QSBC has provided this helpful resource for Queensland businesses to assist in understanding options to progress debt matters in the state of Queensland.

If you require direct support to manage your payment dispute and you are a Queensland small business in dispute with another business or government agency we may be able to assist.

As a first step, if you would like to discuss your matter, we encourage you to call our contact centre on Ph: 1300 650 460. Our contact centre team will be able to provide you with first step information and support.

If you need dispute assistance, please submit an online form, and one of our Case Managers will be in contact with you. Before completing this form, please refer to the Assistance Charter that outlines our rights, obligations and explains what we can both expect in our dealings with each other. If you experience issues with submitting an online form, please contact Ph: 1300 650 460.

Australian Small Business and Family Enterprise Ombudsman

The Australian Small Business and Family Enterprise Ombudsman may be able to help you with your dispute.

Our office assists small business operators to resolve complaints and disputes, including disputes with a Commonwealth Government agency, contract and payment disputes and unfair contract term disputes.

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You also also contact us on:

Phone: 1300 650 460 (please advise that our Dispute Support tool directed you to contact our office)

Email: info@asbfeo.gov.au

Dispute resolution in the Queensland Courts

Dispute resolution services in Queensland for civil and commercial disputes, such as non-payment, vary depending on the value of the dispute. Disputes under $25,000 are dealt with at the Queensland Civil and Administrative Tribunal, whilst disputes over $25,000 are heard in the Queensland Courts system. 

Queensland Civil and Administrative Tribunal (disputes under $25,000)

The Queensland Civil Administrative Tribunal (QCAT) is an independent tribunal which provides accessible, quick and inexpensive dispute resolution services. QCAT makes decisions on a range of matters and can be used to resolve disputes about retail tenancy, debt, consumer, trader, building and minor civil disputes.

Contact:
p: 1300 753 228
e: enquiries@qcat.qld.gov.au
w: www.qcat.qld.gov.au

Queensland Courts (disputes over $25,000)

The Queensland Courts system includes the Magistrates Court, District Court and Supreme Court. The Magistrates Court can determine civil claims with a value up to $150,000, the District Court between $150,000 and $750,000 and the Supreme Court over $750,000.

Mediation is available for civil cases at all three levels of the Queensland Courts system and can either be voluntary or court-ordered.

Contact:
w: www.courts.qld.gov.au

The Security of Payment Act (SOPA) in South Australia applies to payment disputes connected with construction work and related goods or services carried out within SA under a written or oral construction contract.

The Act covers:

  • contractors
  • subcontractors
  • suppliers of materials for construction work
  • suppliers of plant and equipment (whether supplied by sale, hire or otherwise) for use in connection with construction work
  • service providers providing services related to construction work such as labour, architectural, design, surveying, engineering, interior or exterior decoration, landscaping, contract management, consultancy and project management.

To find out if your issue fits within the SOPA in SA, please visit the SA Small Business Commission website.

Next steps

The Act outlines the process for recovering payment, including how to make a claim and if unsuccessful, the process of applying for adjudication.

Under the SOPA, an application form must be completed and lodged with an Authorised Nominating Authority (ANA) to escalate a claim to adjudication.

Note: If you are not able to progress your dispute through the SOPA process – please revisit our dispute support tool as unpaid invoices and select NO for building and construction industry.

Where can I get further help?

For more information - Contact us.

South Australian Small Business Commissioner

If your dispute is with another business located in South Australia (SA), the Office of the South Australian Small Business Commissioner (SA SBC) may be best placed to assist you. The SA SBC provides initial assistance and low-cost mediation services for a broad range of business-to-business and business-to-state and local government disputes, including retail tenancy, payment and debt disputes, farming, motor vehicle industry disputes and fair-trading matters.

To access help from SA SBC and/or complete an online form

Contact:

Website: www.sasbc.sa.gov.au

Phone: 1800 072 722 or 08 8303 2026

Email: sasbc@sa.gov.au

I contacted the South Australia Small Business Commissioner (SA SBC) and they were unable to assist.

If SA SBC advised they are not the best placed agency to assist, the Australian Small Business and Family Enterprise Ombudsman may be able to help.

You can contact us by submitting an online form, and a Case Manager will be in contact with you. Before completing this form, please refer to the Assistance Charter that outlines our rights, obligations and explains what we can both expect in our dealings with each other.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Australian Small Business and Family Enterprise Ombudsman

The Australian Small Business and Family Enterprise Ombudsman may be able to help you with your dispute.

Our office helps small business operators to resolve complaints and disputes, including disputes with a Commonwealth Government agency, contract and payment disputes and unfair contract term disputes.

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460 (please advise that our Dispute Support tool directed you to contact our office)

Email: info@asbfeo.gov.au

The Security of Payment Act (SOPA) in Tasmania applies to payment disputes connected with construction work and related goods or services carried out within TAS under a written or oral construction contract.

The Act covers:

  • contractors including builders and plumbers
  • sub-contractors
  • suppliers of construction materials
  • suppliers of plant and equipment for use in connection with construction work (supply can be by sale, hire, or otherwise)
  • service providers in relation to the construction work including:
    • labour
    • design, including architectural, hydraulic and engineering design
    • engineering
    • building surveying
    • land surveying
    • interior or exterior decoration
    • landscaping
    • contract or project management
    • consultancy

To find out if your issue fits within the SOPA in TAS, please visit the Consumer, Building and Occupational Services website.

Next steps

The Act outlines the process for recovering payment, including how to make a claim and if unsuccessful, the process of applying for adjudication.

Under the SOPA, an application form must be completed and lodged with an Authorised Nominating Authority (ANA) to escalate a claim to adjudication.

Note: If you are not able to progress your dispute through the SOPA process – please revisit our dispute support tool as unpaid invoices and select NO for building and construction industry.

Where can I get further help?

For more information - Contact us.

Australian Small Business and Family Enterprise Ombudsman

The Australian Small Business and Family Enterprise Ombudsman may be able to help you with your dispute.

Our office assists small business operators to resolve complaints and disputes, including disputes with a Commonwealth Government agency, contract and payment disputes and unfair contract term disputes.

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You also also contact us on:

Phone: 1300 650 460 (please advise that our Dispute Support tool directed you to contact our office)

Email: info@asbfeo.gov.au

Western Australian Small Business Development Corporation

If your dispute is with another business located in Western Australia (WA), The Small Business Development Corporation (SBDC) may be best placed to assist you. WA SBDC is an independent authority of the WA Government and provides information and guidance to small businesses on resolving business disputes.

The WA SBDC provides an alternative dispute resolution service for business-to-business and business-to-government disputes. The service assists small business operators to resolve complaints and disputes, including contract disputes for the supply of goods and services, intellectual property disputes, trade practices disputes and retail tenancy disputes.

To access help from WASBDC and/or complete an online form

Contact:

Website: www.smallbusiness.wa.gov.au

Phone: 133 140

Email: info@smallbusiness.wa.gov.au

I contacted the Western Australian Small Business Development Corporation (WA SBDC), and they were unable to assist. 

If the WA SBDC advised they are not the best placed agency to assist, the Australian Small Business and Family Enterprise Ombudsman may be able to help.

You can contact us by submitting an online form, and a Case Manager will be in contact with you. Before completing this form, please refer to the Assistance Charter that outlines our rights, obligations and explains what we can both expect in our dealings with each other.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Security of payment laws in Tasmania:

In Tasmania, there are security of payment laws which ensure that a person undertaking construction work in the state is entitled to receive, and is able to recover, progress payments for work they carry out under a written or oral construction contract, including the supply of goods and services.

The security of payment laws outline the process for recovering payment, including how to make a claim and, if that is unsuccessful, the process of applying for adjudication.

Under the security of payment law, an application form must be completed and lodged with an Authorised Nominating Authority (ANA) to escalate a claim to adjudication. 

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460 (please advise that our Dispute Support tool directed you to contact our office)

Email: info@asbfeo.gov.au

Australian Small Business and Family Enterprise Ombudsman

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

Phone: 1300 650 460

Email: info@asbfeo.gov.au

The Security of Payment Act (SOPA) in Victoria applies to payment disputes connected with construction work and related goods or services carried out within VIC under a written or oral or (combination of both) construction contract.

The Act applies to the following types of work:

  • residential and non-residential building
  • civil engineering
  • demolition
  • electrical
  • professional services (e.g. architecture, design, surveying)
  • hire of plant and equipment
  • landscaping
  • maintenance
  • mechanical air conditioning
  • plumbing
  • supply of building material.

To find out if your issue fits within the SOPA in VIC, please visit the Building and Plumbing Commission) website for more information.

Next steps

The Act outlines the process for recovering payment, including how to make a claim and if unsuccessful, the process of applying for adjudication.

Under the SOPA, an application form must be completed and lodged with an Authorised Nominating Authority (ANA) to escalate a claim to adjudication.

Note: If you are not able to progress your dispute through the SOPA process – please revisit our dispute support tool as unpaid invoices and select NO for building and construction industry.

Where can I get further help?

For more information - Contact us.

Victorian Small Business Commission

If your dispute is with another business located in Victoria (VIC), the Victorian Small Business Commission (VSBC) may be best placed to assist you. The VSBC provides initial assistance and low-cost mediation services for a broad range of business-to-business and business-to-state and local government disputes, including retail tenancy, general business disputes, payment and debt disputes, farming and farm credit, and taxi driver and operator issues.

To access help from VSBC and/or complete an online form

Contact:

Website: www.vsbc.vic.gov.au

Phone: 1800 878 964

Email: enquiries@vsbc.vic.gov.au

I contacted the Victorian Small Business Commissioner (VSBC) and they are unable to assist.

If VSBC advised they are not the best placed agency to assist, the Australian Small Business and Family Enterprise Ombudsman may be able to help.

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a Case Manager will be in contact with you. Before completing this form, please refer to the Assistance Charter that outlines our rights, obligations and explains what we can both expect in our dealings with each other.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Australian Small Business and Family Enterprise Ombudsman

The Australian Small Business and Family Enterprise Ombudsman may be able to help you with your dispute.

Our office helps small business operators to resolve complaints and disputes, including disputes with a Commonwealth Government agency, contract and payment disputes and unfair contract term disputes.

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460 (please advise that our Dispute Support tool directed you to contact our office)

Email: info@asbfeo.gov.au

The Security of Payment Act (SOPA) in Western Australia applies to payment disputes connected with construction work and related goods or services carried out within WA under a written construction contract.

This helpful guide provides examples of where the Act applies and includes residential and non-residential building.

To find out if your issue fits within the SOPA in WA, please visit the WA Department of Local Government, Industry Regulation and Safety website for more information.

Next steps

The Act outlines the process for recovering payment, including how to make a claim and if unsuccessful, the process of applying for adjudication.

Under the SOPA, an application form must be completed and lodged with an Authorised Nominating Authority (ANA) to escalate a claim to adjudication.

Note: If you are not able to progress your dispute through the SOPA process – please revisit our dispute support tool as unpaid invoices and select NO for building and construction industry.

Where can I get further help?

For more information - Contact us.

Australian Small Business and Family Enterprise Ombudsman

The Australian Small Business and Family Enterprise Ombudsman may be able to help you with your dispute.

Our office helps small business operators to resolve complaints and disputes, including disputes with a Commonwealth Government agency, contract and payment disputes and unfair contract term disputes. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460 (please advise that our Dispute Support tool directed you to contact our office)

Email: info@asbfeo.gov.au

Australian Small Business and Family Enterprise Ombudsman

The Australian Small Business and Family Enterprise Ombudsman may be able to help you with your dispute.

Our office assists small business operators to resolve complaints and disputes, including disputes with a Commonwealth Government agency, contract and payment disputes and unfair contract term disputes. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

NSW Small Business Commissioner

The Office of the NSW Small Business Commissioner helps small businesses deal with business-to-business disputes and business-to-government disputes. This includes payment, contract, retail and commercial tenancy and other general disputes.

The Commissioner's staff work closely with small businesses that have disputes and provide low cost mediation services; approximately 90% are resolved. If the dispute is not resolved, parties can then have the matter heard by the relevant court or tribunal.

Contact:

Phone: 1300 795 534 or 02 8222 4800
Email: we.assist@smallbusiness.nsw.gov.au
Website: www.smallbusiness.nsw.gov.au

Where can I get further help?

If you require further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Northern Territory Consumer Affairs

Northern Territory Consumer Affairs provides services to tenants and landlords of commercial properties in the Northern Territory, including helping them resolve disputes.

Contact:

Phone: 1800 019 319
Email: consumer@nt.gov.au
Website: www.consumeraffairs.nt.gov.au

Where can I get further help?

If you require further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Queensland Small Business Commissioner (QSBC)

The Queensland Small Business Commissioner (QSBC) is established under the Small Business Commissioner Act 2022 (SBCA) which includes functions to enhance the operating environment for small businesses in Queensland and to reduce the time and costs associated with resolving disputes involving small businesses. The QSBC provides a central point of contact in government for small businesses to access information, support and advice; and seek assistance.

The QSBC provides dispute resolution and low-cost mediation services for retail shop lease disputes under the Retail Shop Leases Act 1994, small business lease disputes and small business franchise disputes under the SCBA, and will continue to provide assistance with COVID-19 affected lease disputes until 30 April 2024.

You can contact QSBC by submitting an enquiry

South Australian Small Business Commissioner

The Office of the South Australian Small Business Commissioner provides initial assistance and low cost mediation services for a broad range of business-to-business and business-to-state and local government disputes, including retail tenancy, payment and debt disputes, farming, motor vehicle industry disputes and fair trading matters.

Contact:

Phone: 1800 072 722 or 08 8303 2026
Email: sasbc@sa.gov.au
Website: www.sasbc.sa.gov.au

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460
Email: info@asbfeo.gov.au

Consumer, Building and Occupational Services

Consumer Affairs and Fair Trading is responsible for retail tenancy matters in Tasmania. If a dispute occurs and it cannot be resolved directly with the other party, you can request the Office of Consumer Affairs and Fair Trading to negotiate a solution.

Contact:

Phone: 1300 654 499
Email: consumer.affairs@justice.tas.gov.au

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Australian Small Business and Family Enterprise Ombudsman

The Australian Small Business and Family Enterprise Ombudsman may be able to help you with your dispute.

Our office assists small business operators to resolve complaints and disputes, including disputes with a Commonwealth Government agency, contract and payment disputes and unfair contract term disputes. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

In Tasmania, Consumer, Building and Occupational Services (CBOS) can assist with dispute resolution between landlords and retail tenants. CBOS recommends that retail tenants and property owners first attempt to resolve disputes negotiating with each other directly. If unsuccessful, CBOS can assist to negotiate a solution.

CBOS can be contacted by phoning 1300 654 499.

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Victorian Small Business Commission

The Victorian Small Business Commission provides initial assistance and low cost mediation services for a broad range of business-to-business and business-to-state and local government disputes, including retail tenancy, general business disputes, payment and debt disputes, farming and farm credit, and taxi driver and operator issues.

Contact:

Phone: 1800 878 964
Email: enquiries@vsbc.vic.gov.au
Website: www.vsbc.vic.gov.au

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460
Email: info@asbfeo.gov.au

Show me other available services

Victorian Civil and Administrative Tribunal

The Victorian Civil and Administrative Tribunal (VCAT) provides low cost and independent dispute resolution services for a range of disputes, including retail tenancy.

Before contacting VCAT about a retail tenancy dispute you must raise the matter with the Office of the Victorian Small Business Commissioner.

Contact VCAT:
p: 1800 133 055
e: vcat-civil@justice.vic.gov.au
w: www.vcat.vic.gov.au

Western Australian Small Business Development Corporation

The Small Business Development Corporation is an independent authority of the Western Australian Government and provides information and guidance to small businesses on resolving business disputes.

The Corporation provides an alternative dispute resolution service for business-to-business and business-to-government disputes. The service assists small business operators to resolve complaints and disputes, including contract disputes for the supply of goods and services, intellectual property disputes, trade practices disputes and retail tenancy disputes.

Contact:

Phone: 133 140

Email: info@smallbusiness.wa.gov.au
Website: www.smallbusiness.wa.gov.au

 

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Australian Small Business and Family Enterprise Ombudsman

A range of agencies are able to assist small businesses that are subject to unfair contract terms. This includes state and territory-based Fair Trading offices, state small business commissioners, and our office (the Australian Small Business and Family Enterprise Ombudsman).

Determining which agency is the best placed to help you is complex and requires an understanding of the relevant laws and the roles of each agency.

Our office is able to examine your matter and either help you directly, or refer your matter over to the best placed agency to help you.

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460 (please advise that our Dispute Support tool directed you to contact our office)

Email: info@asbfeo.gov.au

Dispute resolution under the Franchising Code of Conduct

The Franchising Code of Conduct (the Code) is a mandatory industry code that regulates the conduct of parties that participate in franchises. The Code establishes the process for resolving disputes between franchisors and franchisees.

Step One: Internal dispute resolution

The Code requires that franchisors develop internal procedures for handling disputes with franchisees.

This procedure must be set out in the franchise agreement and meet certain minimum standards set by the Code.

The Code also provides a procedure for resolving disputes. If a dispute arises, either party may initiate the complaint handling procedure under the Code, or under the franchise agreement.

The Code requires you to first try to resolve your dispute with the other party by sending a notice of dispute outlining:

  • the nature of the dispute
  • what outcome you want
  • what action will settle the dispute.

If you can’t agree on an outcome within three weeks, either party may refer the matter to mediation (see Step Two below), which involves an informal negotiation between the parties facilitated by an independent third party.

Step Two: Mediation

If the above internal dispute resolution process fails to resolve the dispute, the parties may refer the matter to mediation.

Once mediation is requested, it becomes mandatory for both parties to attend and to genuinely try to resolve the dispute.

This is a cost-effective dispute resolution option for franchisees and franchisors under the Code. Appointed mediators help franchisors and franchisees to resolve their dispute without going to court. Our Assistance Team has a specialist panel of franchise dispute mediators in each state and territory.

Contact:

If you need assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Telecommunications Industry Ombudsman

Step One: Internal dispute resolution

Businesses who are in dispute with their telephone, mobile or internet provider services provider should first try to resolve their dispute directly with the provider by lodging a complaint with the provider’s internal dispute resolution process.

If you have not already lodged a complaint through internal dispute resolution with your service provider, you should contact your provider and ask for information on how to lodge a dispute through this process (you may find this information available on the provider’s website).

Internal dispute resolution service by provider

Step Two: Telecommunications Industry Ombudsman

All businesses which provide or resell telecommunications services to consumers and small businesses must join the Telecommunications Industry Ombudsman.

The Ombudsman offers a free dispute resolution service for small business and residential customers who have a complaint about their telephone or internet service provider in Australia.

Before contacting the Ombudsman, you must have attempted to resolve your dispute directly with your service provider (see ‘Step One: Internal Dispute Resolution’ above).

Contact:

Phone: 1800 062 058
Website: www.tio.com.au

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460
Email: info@asbfeo.gov.au

Step One: Internal dispute resolution

Businesses that are in dispute with their bank, insurer or financial service provider should first try to resolve their dispute directly with the provider by lodging a complaint.

If you have not already lodged a complaint with your service provider, you should contact them and ask how to do so (you may find this information on the provider’s website).

Step Two: Australian Financial Complaints Authority

The Australian Financial Complaints Authority (AFCA) is an impartial and independent agency designed to assist consumers and small business reach agreements with financial services on how to resolve their complaints.

Phone: 1800 931 678
Email: info@afca.org.au
Website: www.afca.org.au

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Step One: Internal dispute resolution

Businesses that are in dispute with their bank, insurer or financial service provider should first try to resolve their dispute directly with the provider by lodging a complaint.

If you have not already lodged a complaint with your service provider, you should contact them and ask how to do so (you may find this information on the provider’s website).

Step Two: Australian Financial Complaints Authority

The Australian Financial Complaints Authority (AFCA) is an impartial and independent agency designed to assist consumers and small business reach agreements with financial services on how to resolve their complaints.

Phone: 1800 931 678
Email: info@afca.org.au
Website: www.afca.org.au

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Step Three: Farm Debt Mediation

If you have exhausted all other options, and are at the stage of your bank potentially repossessing your farm, under the Farm Debt Mediation Act 1994, mediation is required before a creditor can take possession of property or other enforcement action under a farm mortgage. The NSW Rural Assistance Authority has accredited a number of experienced mediators as part of its Panel of Mediators. All the accredited mediators have received special training in the Act.

Contact the NSW Rural Assistance Authority:

Phone: 1800 678 593 or 02 6391 3000
Email: rural.assist@raa.nsw.gov.au

If you need to access a translating and interpreting service please phone 1300 651 500 or visit the Multicultural NSW website.

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Step One: Internal dispute resolution

Businesses that are in dispute with their bank, insurer or financial service provider should first try to resolve their dispute directly with the provider by lodging a complaint.

If you have not already lodged a complaint with your service provider, you should contact them and ask how to do so (you may find this information on the provider’s website).

Step Two: Australian Financial Complaints Authority

The Australian Financial Complaints Authority (AFCA) is an impartial and independent agency designed to assist consumers and small business reach agreements with financial services on how to resolve their complaints.

Phone: 1800 931 678
Email: info@afca.org.au
Website: www.afca.org.au

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Step One: Internal dispute resolution

Businesses that are in dispute with their bank, insurer or financial service provider should first try to resolve their dispute directly with the provider by lodging a complaint.

If you have not already lodged a complaint with your service provider, you should contact them and ask how to do so (you may find this information on the provider’s website).

Step Two: Australian Financial Complaints Authority

The Australian Financial Complaints Authority (AFCA) is an impartial and independent agency designed to assist consumers and small business reach agreements with financial services on how to resolve their complaints.

Phone: 1800 931 678
Email: info@afca.org.au
Website

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460 (please advise that our Dispute Support tool directed you to contact our office)

Email: info@asbfeo.gov.au

Step Three: Farm Debt Mediation

 If you have exhausted all other options, and are at the stage of your bank potentially repossessing your farm, under the Farm Business Debt Mediation Act 2017, mediation is required before a creditor can take possession of property or other enforcement action under a farm mortgage.

The Queensland Rural and Industry Development Authority (QRIDA) are responsible for administering the mediation process. Important information for key participants on the process, guidelines, notices and forms can be found on the QRIDA website. All parties are responsible for completing all relevant notices to allow mediation to occur.

Contact:

Phone: 1800 623 946
Email: contact_fbdm@qrida.qld.gov.au
Website

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460 (please advise that our Dispute Support tool directed you to contact our office)

Email: info@asbfeo.gov.au

Step One: Internal dispute resolution

Businesses that are in dispute with their bank, insurer or financial service provider should first try to resolve their dispute directly with the provider by lodging a complaint.

If you have not already lodged a complaint with your service provider, you should contact them and ask how to do so (you may find this information on the provider’s website).

Step Two: Australian Financial Complaints Authority

The Australian Financial Complaints Authority (AFCA) is an impartial and independent agency designed to assist consumers and small business reach agreements with financial services on how to resolve their complaints.

Phone: 1800 931 678
Email: info@afca.org.au
Website: www.afca.org.au

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Step Three: Farm Debt Mediation

If you have exhausted all other options, the South Australian Farming Industry Dispute Resolution Code (the Code) exists to promote the successful resolution of farming related disputes in a streamlined and defined manner. The Code helps farmers by providing mandatory alternative dispute resolution processes on a no (or low cost) basis overseen by the South Australian Small Business Commissioner.

The Code covers all farmers and primary producers and includes any business of primary production such as the business of agriculture, pasturage, horticulture, viticulture, apiculture, poultry farming, dairy farming, forestry, rearing of livestock, and harvesting of fish and other aquatic organisms. The Code will also deal with business-related disputes between farmers and local or state government.

Contact:

Phone: 1800 072 7220 or 08 8303 2026
Email: sasbc@sa.gov.au
Website: www.sasbc.sa.gov.au

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Step One: Internal dispute resolution

Businesses that are in dispute with their bank, insurer or financial service provider should first try to resolve their dispute directly with the provider by lodging a complaint.

If you have not already lodged a complaint with your service provider, you should contact them and ask how to do so (you may find this information on the provider’s website).

Step Two: Australian Financial Complaints Authority

The Australian Financial Complaints Authority (AFCA) is an impartial and independent agency designed to assist consumers and small business reach agreements with financial services on how to resolve their complaints.

Phone: 1800 931 678
Email: info@afca.org.au
Website: www.afca.org.au

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Step One: Internal dispute resolution

Businesses that are in dispute with their bank, insurer or financial service provider should first try to resolve their dispute directly with the provider by lodging a complaint.

If you have not already lodged a complaint with your service provider, you should contact them and ask how to do so (you may find this information on the provider’s website).

Step Two: Australian Financial Complaints Authority

The Australian Financial Complaints Authority (AFCA) is an impartial and independent agency designed to assist consumers and small business reach agreements with financial services on how to resolve their complaints.

Phone: 1800 931 678
Email: info@afca.org.au
Website: www.afca.org.au

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Step Three: Farm Debt Mediation

If you have exhausted all other options, and are at the stage of your bank potentially repossessing your farm, the Victorian Farm Debt Mediation ACT 2011, makes it compulsory for banks and other creditors to offer mediation to farmers before commencing debt recovery proceedings on farm mortgages.

The scheme is administered by the Department of Economic Development, Jobs, Transport and Resources (DEDJTR).

Under the Farm Debt Mediation Scheme mediation services are provided by the Victorian Small Business Commissioner.

Contact DEDJTR (for general information on the Farm Debt Mediation Scheme):

Phone: 13 61 86
Website: https://agriculture.vic.gov.au/farm-management/business-management/farm-debt-mediation

Contact the Victorian Small Business Commissioner:

Phone: 1800 878 964
Email: enquiries@vsbc.vic.gov.au
Website: www.vsbc.vic.gov.au/who-we-help/farmers/

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Step One: Internal dispute resolution

Businesses that are in dispute with their bank, insurer or financial service provider should first try to resolve their dispute directly with the provider by lodging a complaint.

If you have not already lodged a complaint with your service provider, you should contact them and ask how to do so (you may find this information on the provider’s website).

Step Two: Australian Financial Complaints Authority

The Australian Financial Complaints Authority (AFCA) is an impartial and independent agency designed to assist consumers and small business reach agreements with financial services on how to resolve their complaints.

Phone: 1800 931 678
Email: info@afca.org.au
Website: www.afca.org.au

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Step Three: Farm Debt Mediation

If you have exhausted all other options, and are at the stage of your bank potentially repossessing your farm, the Western Australia Farm Debt Mediation Scheme is available to assist farm and pastoral businesses and financial institutions to resolve disputes about business financial arrangements. The scheme provides an opportunity to address issues and disputes through a low cost and non-legal form of mediation, and encourage a mutually acceptable agreement between the parties.

The professional mediation will be conducted by the Western Australian Small Business Development Corporation.

You can apply for farm debt mediation on the Department of Primary Industries and Regional Development website.

Phone: 1800 198 231
Email: rbdu@agric.wa.gov.au
Website: Farm Debt Mediation Scheme WA 

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Step One: Internal dispute resolution

Businesses that are in dispute with their bank, insurer or financial service provider should first try to resolve their dispute directly with the provider by lodging a complaint.

If you have not already lodged a complaint with your service provider, you should contact them and ask how to do so (you may find this information on the provider’s website).

Step Two: Australian Financial Complaints Authority

The Australian Financial Complaints Authority (AFCA) is an impartial and independent agency designed to assist consumers and small business reach agreements with financial services on how to resolve their complaints.

Phone: 1800 931 678
Email: info@afca.org.au
Website: www.afca.org.au

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Step One: Internal dispute resolution

Businesses that are in dispute with their bank, insurer or financial service provider should first try to resolve their dispute directly with the provider by lodging a complaint.

If you have not already lodged a complaint with your service provider, you should contact them and ask how to do so (you may find this information on the provider’s website).

Step Two: Australian Financial Complaints Authority

The Australian Financial Complaints Authority (AFCA) is an impartial and independent agency designed to assist consumers and small business reach agreements with financial services on how to resolve their complaints.

Phone: 1800 931 678
Email: info@afca.org.au
Website: www.afca.org.au

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Australian Small Business and Family Enterprise Ombudsman

The Australian Small Business and Family Enterprise Ombudsman may be able to help you with your dispute.

Our office helps small business operators to resolve complaints and disputes, including disputes with a Commonwealth Government agency, contract and payment disputes and unfair contract term disputes.

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Australian Small Business and Family Enterprise Ombudsman

Competition, fair trading and consumer affairs regulations in Australia are complex, and a number of different agencies are able to assist with these issues, depending on the nature of the dispute. This includes state and territory-based fair trading offices, state small business commissioners, and our office (the Australian Small Business and Family Enterprise Ombudsman).

Determining which agency is the best placed to help you is complex and requires an understanding of the relevant laws and the roles of each agency.

Our office is able to examine your matter and either help you directly, or refer your matter over to the best placed agency to help you.

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Postal Industry Ombudsman

The Postal Industry Ombudsman (PIO) investigates complaints about Australia Post, and some other postal or courier operators. Any complaint to the PIO must be made within 12 months of the action which caused the complaint.

The PIO service is an extension of the Commonwealth Ombudsman. You can make a complaint to the Postal Industry Ombudsman by using the online complaints form.

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Australian Small Business and Family Enterprise Ombudsman

The Australian Small Business and Family Enterprise Ombudsman may be able to help you with your dispute.

Our office helps small business operators to resolve complaints and disputes, including disputes with a Commonwealth Government agency, contract and payment disputes and unfair contract term disputes.

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Show me other available services

South Australian Magistrates Court

The South Australian Magistrates Court can determine civil claims, including contractual and debt disputes, up to $100,000. There is an option of mediation for resolving both minor civil and general claims rather than going to trial.

Phone: 08 8204 2444
Email:  enquiry@courts.sa.gov.au 
Website: www.courts.sa.gov.au

Australian Capital Territory (ACT) Ombudsman

As a first step, you should try to resolve your dispute directly with the ACT government agency.

If this process fails to achieve an outcome, you can raise your matter with the ACT Ombudsman. The ACT Ombudsman investigates complaints from people who believe they have been treated unfairly by an ACT Government agency.

Depending on the nature of your dispute, our office may take action in your dispute, or we may refer you to the relevant territory ombudsman or other body.

Phone: 1300 362 072

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

NSW Small Business Commissioner

The Office of the NSW Small Business Commissioner helps small businesses deal with business-to-business disputes and business-to-government disputes. This includes payment, contract, retail and commercial tenancy and other general disputes.

The Commissioner's staff work closely with small businesses in disputes and provide low cost mediation services; approximately 90% are resolved. If the dispute is not resolved, parties can then have the matter heard by the relevant court or tribunal.

Phone: 1300 795 534 or 02 8222 4800
Email: we.assist@smallbusiness.nsw.gov.au
Website: www.smallbusiness.nsw.gov.au

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Northern Territory (NT) Ombudsman

As a first step, you should try to resolve your dispute directly with the NT government agency.

If this process fails to achieve an outcome, you can raise your matter with the NT Ombudsman. The NT Ombudsman investigates complaints from people who believe they have been treated unfairly by an NT Government agency.

Depending on the nature of your dispute, our office may take action in your dispute, or we may refer you to the relevant territory ombudsman or other body.

Phone: 1800 806 380 (land lines only) or 08 8999 1818
Email: nt.ombudsman@nt.gov.au
Website: www.ombudsman.nt.gov.au

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Queensland Ombudsman

The Queensland Ombudsman investigates complaints about the actions and decisions of Queensland public agencies, including local councils and state government departments.

Contact:

Phone: 1800 068 908
Website: www.ombudsman.qld.gov.au

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Ombudsman Tasmania

As a first step, you should try to resolve your dispute directly with the Tasmanian government agency.

If this process fails to achieve an outcome, you can raise your matter with the Ombudsman. The  Ombudsman  Tasmania investigates complaints from people who believe they have been treated unfairly by an NT Government agency.

Depending on the nature of your dispute, our office may take action in your dispute, or we may refer you to the relevant territory ombudsman or other body.

Phone: 1800 001 170
Email: ombudsman@ombudsman.tas.gov.au 
Website: https://www.ombudsman.tas.gov.au/ 

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Victorian Small Business Commissioner

The Victorian Small Business Commissioner (VSBC) may be able to assist to resolve disputes with your energy, water or gas supplier that are not covered by the Energy and Water Ombudsman. Dispute resolution services are provided at a subsidised rate.

The VSBC promotes a competitive and fair operating environment for small business, and assists by promoting informed decision making, mediating disputes, investigating complaints about unfair market practices, and minimising disputes between small and large businesses.

Contact:
Phone: 13 87 22
Email: enquiries@sbc.vic.gov.au
Website: www.vsbc.vic.gov.au

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Western Australian Small Business Development Corporation

The Small Business Development Corporation is an independent authority of the Western Australian Government and provides information and guidance to small businesses on resolving business disputes.

The Corporation provides an alternative dispute resolution service for business-to-business and business-to-government disputes. The service assists small business operators to resolve complaints and disputes, including contract disputes for the supply of goods and services, intellectual property disputes, trade practices disputes and retail tenancy disputes.

Contact:

Phone: 133 140

Email: info@smallbusiness.wa.gov.au
Website: www.smallbusiness.wa.gov.au

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

South Australian Small Business Commissioner

The Office of the South Australian Small Business Commissioner provides initial assistance and low cost mediation services for a broad range of business-to-business and business-to-state and local government disputes, including retail tenancy, payment and debt disputes, farming, motor vehicle industry disputes and fair trading matters.

Contact:

Phone: 1800 072 722 or 08 8303 2026
Email: sasbc@sa.gov.au
Website: www.sasbc.sa.gov.au

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460
Email: info@asbfeo.gov.au

South Australian Small Business Commissioner

The Office of the South Australian Small Business Commissioner provides initial assistance and low cost mediation services for a broad range of business-to-business and business-to-state and local government disputes, including retail tenancy, payment and debt disputes, farming, motor vehicle industry disputes and fair trading matters.

Contact:

Phone: 1800 072 722 or 08 8303 2026
Email: sasbc@sa.gov.au
Website: www.sasbc.sa.gov.au

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460
Email: info@asbfeo.gov.au

South Australian Small Business Commissioner

The Office of the South Australian Small Business Commissioner provides initial assistance and low cost mediation services for a broad range of business-to-business and business-to-state and local government disputes, including retail tenancy, payment and debt disputes, farming, motor vehicle industry disputes and fair trading matters.

Contact:

Phone: 1800 072 722 or 08 8303 2026
Email: sasbc@sa.gov.au
Website: www.sasbc.sa.gov.au

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460
Email: info@asbfeo.gov.au

South Australian Small Business Commissioner

The Office of the South Australian Small Business Commissioner provides initial assistance and low cost mediation services for a broad range of business-to-business and business-to-state and local government disputes, including retail tenancy, payment and debt disputes, farming, motor vehicle industry disputes and fair trading matters.

Contact:

Phone: 1800 072 722 or 08 8303 2026
Email: sasbc@sa.gov.au
Website: www.sasbc.sa.gov.au

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460
Email: info@asbfeo.gov.au

Step One: Internal Dispute Resolution

If you are in dispute with the Australian Taxation Office (ATO), the first step is to try and resolve the dispute directly with the ATO. This includes when you have a tax debt and need additional time to pay it, or wish to offer the ATO a deferred payment plan.

Information on the ATO dispute resolution process can be found on the ATO website.

Contact:

Phone: 13 28 66
Website: www.ato.gov.au

Support Services to help with your dispute

Tax Clinics 

The National Tax Clinic program offers low-cost or free tax advice across Australia. It is funded by the Australian Government, and it supports eligible individuals and small businesses who can't access tax advice due to economic, social, or personal factors.  

Eligibility 

The program is designed for low-income earners, small businesses, and those facing financial hardship. 

Services 

Tax Clinics provide free, independent, and confidential tax help. Services are offered by university and TAFE students under the supervision of qualified tax professionals. 

Locations  

Tax Clinics operate across all Australian states and territories. Some clinics also offer virtual support.  

Find a Tax Clinic near you. 

Inspector-General of Taxation and Taxation Ombudsman

If you have a complaint or dispute with the ATO and have not been able to resolve the issue directly with them, the Inspector-General of Taxation may be able to help you as a free service.

The Inspector-General and Taxation Ombudsman can help to address concerns or complaints about the administrative actions of the ATO or Tax Practitioners Board. Examples of administrative action include the time it takes to get a response, the conduct of officers, the availability of services, or whether an auditor has considered all the relevant information.

Contact:

Phone: 1300 448 829
Website: https://www.igt.gov.au/make-a-complaint/

Administrative Review Tribunal (ART)

If you have received a negative decision from the ATO as a result of an objection, audit or an application for a registration (such as an ABN or GST) you may have the right to apply to the ART for a review of the ATO’s decision.

The Small Business Concierge Service can guide you through your options and assist you by facilitating one hour of specialised legal advice before you decide whether to lodge an appeal with the ART.

If you do proceed with the ART, you will access a reduced application fee, dedicated case management and continued support from the ASBFEO.

Australian Small Business and Family Enterprise Ombudsman

As a first step, you should try to resolve your dispute directly with the Australian government agency.

If this process fails to achieve an outcome, our office (the Australian Small Business and Family Enterprise Ombudsman) may be able to help you.

Depending on the nature of your dispute, our office may take on your dispute, or we may refer you to the Commonwealth Ombudsman or other Australian Government body.

Once you raise your dispute with our office, we will assess your dispute and decide whether it would be best handled by us or a different agency.

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Energy and Water Ombudsman Western Australia

The Energy and Water Ombudsman receives, investigates and facilitates the resolution of complaints from residential and small business customers about their electricity or gas provider.

Contact:
Phone: 1800 754 004
Email: energyandwater@ewov.com.au  
Website: www.ombudsman.wa.gov.au/ewowa/

Show me other available services

Refer to the Energy & Water Ombudsman:

The Energy and Water Ombudsman received, investigates, and facilitates the resolution of complaints from residential and small business customers about their electricity, gas or water suppliers.

Energy and Water Ombudsman Queensland

Phone: 1800 662 837

Website

Energy and Water Ombudsman New South Wales

Phone: 1800 246 545

Website

Energy and Water Ombudsman Victoria

Phone: 1800 500 509

Website

Energy and Water Ombudsman Western Australia

Phone: 1800 754 004

Website

Energy & Water Ombudsman South Australia

Phone: 1800 665 565

Website

Energy Ombudsman Tasmania

Phone: 1800 001 170

Website

Ombudsman Northern Territory

Phone: 1800 806 380

Email: nt.ombudsman@nt.gov.au

Website

ACT Civil and Administrative Tribunal

Phone: (02) 6207 1740

Email: tribunal@act.gov.au

Website

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Contact: Energy and Water Ombudsman WA

Phone: 1800 754 004

Website: www.energyandwater.ombudsman.wa.gov.au

Postal Industry Ombudsman

The Postal Industry Ombudsman (PIO) investigates complaints about Australia Post, and some other postal or courier operators. Any complaint to the PIO must be made within 12 months of the action which caused the complaint.

The PIO service is an extension of the Commonwealth Ombudsman. You can make a complaint to the Postal Industry Ombudsman by using the online complaints form.

Where can I get further help?

If you need further assistance with your dispute, the Australian Small Business and Family Enterprise Ombudsman may be able to help with your matter. You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

Australian Small Business and Family Enterprise Ombudsman

The Australian Small Business and Family Enterprise Ombudsman may be able to help you with your dispute.

Our office helps small business operators to resolve complaints and disputes, including disputes with a Commonwealth Government agency, contract and payment disputes and unfair contract term disputes.

You can contact us by submitting an online form, and a case management officer will be in contact with you shortly.

You can also contact us on:

Phone: 1300 650 460

Email: info@asbfeo.gov.au

The Fair Work Commission (FWC) protects regulated workers from being unfairly deactivated from a digital platform or unfairly terminated. If you are a regulated worker, you may be able to apply with FWC for help resolving the problem. 

Regulated workers are engaged under a services contract to perform work. This means you are independent contractors, not employees.   

There are two types of regulated worker that the FWC may be able to assist:  

  • employee-like workers, who do paid work through a digital labour platform (for example, an app or website used to organise or allocate work), and 
  • regulated road transport contractors, who work in the road transport industry. 

If you are:  

  • an employee-like worker and you have been unfairly deactivated from a digital labour platform, or 
  • a regulated road transport contractor and your services contract in the road transport industry has been unfairly terminated, 

you may be able to lodge an application in the FWC for help resolving the problem.  

 You should check the eligibility criteria before you apply.   

 You must apply within 21 calendar days after the deactivation or termination. You can apply to the FWC for an extension, but these are granted only in exceptional circumstances.    

You need to pay an application fee when you apply. If this would cause serious financial hardship you can apply to have the fee waived.  
  If you are not eligible to lodge with the FWC, you can request assistance from ASBFEO by completing our online form.

Australian Small Business and Family Enterprise Ombudsman

If you still need help or your dispute is not listed in our dispute support tool:

  • You can contact us on Phone: 1300 650 460 (please advise that our dispute support tool directed you to contact our office).
  • Complete an online form and one of our case managers will be in contact with you. Before completing this form, please refer to the Assistance Charter that outlines our rights and obligations, and explains what we can both expect in our dealings with each other.
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Acknowledgement of Country

We acknowledge the traditional owners and custodians of country throughout Australia and acknowledge their continuing connection to land, water and community.

We pay our respects to the people, the cultures and the Elders past, present and emerging.